RIN — total cost comparator demo

What this build includes

• Your EMI, and what caps you.
• Sort by anything. The last column decides.
• Worth moving, or not?
• Everything they'll ask for. In one list.
• Borrower questions.
• Send us your numbers. We'll tell you where you stand.
• Sameer Kulkarni
• Priya Deshmukh
• Faisal Shaikh
• What we are, and what we are not

Inside the build

A loan at 8.4% with a ₹28,000 processing fee and a 2% prepayment charge can cost more than one at 8.75% with neither. The comparator below adds it all up over your actual tenure and tells you which lender is genuinely cheapest for you.

Your EMI, and what caps you.

Most calculators give you an EMI. This one also tells you the maximum a lender will actually sanction, and names the single factor holding it down, so you know what to fix.

Sort by anything. The last column decides.

Total cost of loan is EMI times months, plus the processing fee, plus what you would pay to prepay in year seven, which most people do. Click any header to sort.

Worth moving, or not?

Switching costs money: processing fee, legal and technical charges, and the paperwork weeks. Put in your current loan and we will tell you honestly whether the saving beats the cost.

Everything they'll ask for. In one list.

Ninety per cent of delays are a missing document nobody mentioned at the start. Pick your employment type and tick things off as you gather them.

Borrower questions.

750 and above gets you the published floor rate. 700–749 usually costs 15–40 basis points more. Below 680 most private banks decline and you are looking at NBFCs at 2–4% higher. If your score is borderline, wait three months and fix the two things dragging it — we will tell you which two, free.

Functionality built in

Build facts

Type of build	Total-Cost Comparator
Industry	Loan Advisory, 14 Lenders · Pune
Sections on the page	10
Words of real copy	1,315
Images used	4
Page weight	60 KB of HTML

Measured from the live build. Demos are built in-house, not client projects.